Who are we ?
The Association Intercover was created on 18th February 2018, as a non-profit and independent association. Their mission is to analyse, introduce and manage Affinity insurance solutions, services to its members and provide information about international health & life plans.
Intercover reserves its services for employees of international governmental organization (IGOs) based in Europe.
Intercover uses Ambrelia’s services as specialised insurance adviser. Ambrelia is an independent party, designing National and International Medical Insurance solutions, Safety and Assistance and Special Risks. Since 2011, Ambrelia has developed an expertise and an experience in international and portable solutions such as health, assistance and security, life & disability, crisis management, pension plans, income protection, etc.
Who are we ?
The Association Intercover was created on 18th February 2018, as a non-profit and independent association. Their mission is to analyse, introduce and manage Affinity insurance solutions, services to its members and provide information about international health & life plans.
Intercover reserves its services for employees of international governmental organization (IGOs) based in Europe.
Intercover uses Ambrelia’s services as specialised insurance adviser. Ambrelia is an independent party, designing National and International Medical Insurance solutions, Safety and Assistance and Special Risks. Since 2011, Ambrelia has developed an expertise and an experience in international and portable solutions such as health, assistance and security, life & disability, crisis management, pension plans, income protection, etc.
The role of the association
The association
- Provides group plan conditions to members as individuals
- Identifies the right products with the right insurers
- Monitors the delivered services by providers and insurers to members
- Promotes the selected solutions to members
This gives the following advantages to their members:
- The ability to enjoy group plan conditions and prices as an individual.
- An individual member can benefit from the ‘group voice’.
- The association acts as an independent party from any insurer and identifies and negotiates the best conditions for their member.
- The association doesn’t focus on profit.
- The association monitors the performance of the product and service levels and provides full transparency on these metrics.
- The association provides expertise and advice in international and portable solutions.
- The association can be a one-stop-shop for multiple products.
- The solution is portable after leaving or retiring from the organisation.
- The association acts as point of contact/support – i.e., management of complaints and escalation.
To ensure governance, the following principles are followed:
- Intercover is subject by the French law on charities and was founded as a non-profit organisation (law from 1901).
- There is a Members Board to monitor the results.
- A General Assembly is organised every year
The role of the association
The association
- Provides group plan conditions to members as individuals
- Identifies the right products with the right insurers
- Monitors the delivered services by providers and insurers to members
- Promotes the selected solutions to members
This gives the following advantages to their members:
- The ability to enjoy group plan conditions and prices as an individual.
- An individual member can benefit from the ‘group voice’.
- The association acts as an independent party from any insurer and identifies and negotiates the best conditions for their member.
- The association doesn’t focus on profit.
- The association monitors the performance of the product and service levels and provides full transparency on these metrics.
- The association provides expertise and advice in international and portable solutions.
- The association can be a one-stop-shop for multiple products.
- The solution is portable after leaving or retiring from the organisation.
- The association acts as point of contact/support – i.e., management of complaints and escalation.
To ensure governance, the following principles are followed:
- Intercover is subject by the French law on charities and was founded as a non-profit organisation (law from 1901).
- There is a Members Board to monitor the results.
- A General Assembly is organised every year
Our values and Mission
We want an association that serves its members, a human team and committed to provide maximum value without financial interest.
The model below provides an overview of the different stakeholders in the implementation of the proposed solution, with their responsibilities and tasks :
Intercover commits to the following key-elements and steps to frame the relationship with IGOs and its members:
- Pooling and tracking results to ensure overall balance of technical results and control of expenses.
- (To) innovate by implementing new solutions according to the opportunities offered by the market.
- Complaint management and escalation with insurers
- Confidentiality and ownership of member and IGO data
- Definition of table of benefits and exclusions
- Premium and calculation metrics
Our values and Mission
We want an association that serves its members, a human team and committed to provide maximum value without financial interest.
The model below provides an overview of the different stakeholders in the implementation of the proposed solution, with their responsibilities and tasks :
Intercover commits to the following key-elements and steps to frame the relationship with IGOs and its members:
- Pooling and tracking results to ensure overall balance of technical results and control of expenses.
- (To) innovate by implementing new solutions according to the opportunities offered by the market.
- Complaint management and escalation with insurers
- Confidentiality and ownership of member and IGO data
- Definition of table of benefits and exclusions
- Premium and calculation metrics
