We understand the very specific nature of intergovernmental organisations and provide comprehensive medical cover to give our members peace of mind.
We customise our solutions and provide innovative packages designed to meet budgetary constraints and linguistic needs, keeping costs down while enabling our members to access quality care anywhere in the world.
Our health insurance solutions address two challenges :
- Complementing the organisation’s main plan (Top-Up): We offer our members a solution that complements the employer’s main plan in order to improve the basic benefits. “Example with NATO”
- Continuation: offer people who are no longer eligible for the main plan (consultant at the end of their contract, child over 25, …) an alternative to benefit from an international health plan.“Example with NATO”
Services
Health insurance benefits are accompanied by services
In addition to the protection provided by your employer, Life Safe offers enhanced financial security, specifically designed for European institution employees and International Organizations.
With Life Safe, you benefit from solid guarantees in the event of serious life events:
- Death – any cause: payment of a lump sum to your chosen beneficiaries, or to the lending institution if you opt for the “Outstanding Loan Balance” protection.
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Total and permanent disability: in the event of permanent inability to work, a lump sum is paid. In the case of mental illness, the amount is limited to 75%.
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Extended protection for your family: your spouse/partner and unmarried children (up to age 18, or 26 if in full-time education) can also be covered.
Guaranteed amounts:
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Up to €500,000 for you and your spouse/partner
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Up to €20,000 for your children
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Up to €1,000,000 to cover your mortgage in case of death
Life Safe complements the protection provided by your employer, offering guarantees tailored to your personal situation, your European status, and your family’s needs.
Repatriation assistance cover is intended to cover medical events. In the event of an accident or illness abroad, the repatriation insurance policy covers :
- hospitalisation costs
- other care-related costs
- medical repatriation if necessary.
With this insurance policy you will be assisted and directed to the most appropriate medical services in case of injury or illness.
However, you should always contact the local emergency services first (fire brigade or medical emergency) to receive emergency first aid.
Repatriation only takes place if the situation requires it. In some countries, hospital infrastructures are not always well equipped and the quality of care is often insufficient. Some cities simply do not have a hospital facility. If your medical condition requires it and in order to benefit from adapted care not available locally, you will therefore have to be repatriated, which can often mean exorbitant expenses. Also, the cost of care in foreign countries can be high, it is therefore more cost-effective for the insurer to repatriate the client so that he can be treated in his country.