We understand the very specific nature of intergovernmental organisations and provide comprehensive medical cover to give our members peace of mind.
We customise our solutions and provide innovative packages designed to meet budgetary constraints and linguistic needs, keeping costs down while enabling our members to access quality care anywhere in the world.
Our health insurance solutions address two challenges :
- Complementing the organisation’s main plan (Top-Up): We offer our members a solution that complements the employer’s main plan in order to improve the basic benefits. “Example with NATO”
- Continuation: offer people who are no longer eligible for the main plan (consultant at the end of their contract, child over 25, …) an alternative to benefit from an international health plan.“Example with NATO”
Services
Health insurance benefits are accompanied by services
In addition to health insurance, we offer life, disability, accidental death and dismemberment coverage to our members.
- Life insurance : In the event of the death of the insured, whatever the cause, this guarantee offers financial protection and security to the beneficiary. The amount of the guarantee can be a fixed lump sum or based on a percentage of the employee’s gross annual salary.
- Accidental death and Dismemberment : In the event of the death of one of our members as a result of an accident, his or her dependants receive a lump sum; similarly, in the event of permanent disability as a result of an accident, the member receives a lump sum. The amount of cover can be fixed or based on a percentage of the employee’s gross annual salary and, if applicable, on the degree of disability.
- Incapacity/Disability : These benefits provide financial security to a member who is unable to perform his or her usual duties due to an accident or illness.
Repatriation assistance cover is intended to cover medical events. In the event of an accident or illness abroad, the repatriation insurance policy covers :
- hospitalisation costs
- other care-related costs
- medical repatriation if necessary.
With this insurance policy you will be assisted and directed to the most appropriate medical services in case of injury or illness.
However, you should always contact the local emergency services first (fire brigade or medical emergency) to receive emergency first aid.
Repatriation only takes place if the situation requires it. In some countries, hospital infrastructures are not always well equipped and the quality of care is often insufficient. Some cities simply do not have a hospital facility. If your medical condition requires it and in order to benefit from adapted care not available locally, you will therefore have to be repatriated, which can often mean exorbitant expenses. Also, the cost of care in foreign countries can be high, it is therefore more cost-effective for the insurer to repatriate the client so that he can be treated in his country.